How Long Do I Have To Make A Claim For Personal Injury?
Are There Time Limits To Make A Claim?
In Northern Ireland, you have three years to bring a personal injury claim. If you miss the three year limitation period, you have missed your chance to get compensation. However, there are some exceptions to this rule.
At McGee O’Kane Solicitors we are expert Accident Solicitors and we can help you. If you have had an Accident within the last 3 years – or outside 3 years – call us now and we can discuss your case for free.
An Accident can have a huge impact on you and can cause long-term pain as well as financial difficulties. It is vital that you speak to the specialist Accident Solicitors at McGee O’Kane as soon as possible.
5 Star Review- “After a serious car accident, they provided me with all the help and advice I needed. Fast, effective and knowledgeable, they were able to secure an excellent settlement for me and I without doubt will recommend them to anyone in need of legal help.”
We can help you obtain compensation for the injuries and suffering you have sustained and we can arrange a medical assessment of your injuries. We offer a Free Consultation and all Legal Costs / Fees are paid by the Insurance Company on the successful conclusion of your claim.
This means that making a successful Accident Claim will cost you nothing and we ensure that you will keep 100% of your compensation.
Personal Injury Time Limits
If you are injured in an accident through no fault of your own, you are entitled to make a personal injury claim. This is when you take legal action against those responsible for your injuries. This might be your employer, in the case of a work accident claim. Or it could be a driver, in the case of a road traffic accident.
If your claim is successful, you are awarded compensation for your pain, suffering and financial losses. However, you only have a short time limit in which to bring a claim. Otherwise, solicitors and insurance companies would be dealing with personal injury claims from 10 or 20 years ago. This would make litigation very open-ended.
To prevent this, the law states that you have three years to bring a personal injury claim.
This three year period usually starts from the date of your accident. Sometimes, the three year period starts from the date of knowledge instead. This is when you should reasonably have suspected that you could have grounds for a personal injury claim. This often happens with asbestos-related diseases that do not surface until years after the exposure. In such cases, the clock starts from the day you are diagnosed.
Injury Claims For Children
There are some exceptions to this rule, one of which is child injury claims. In Northern Ireland the three year time limit does not start running until their 18th birthday.
Another exception is where the injured person lacks mental capacity. This is when he or she cannot manage their own affairs.
What If I Miss The Deadline?
If you miss the three year limitation period and none of the exceptions apply, you have missed your chance to claim compensation. This is an upsetting position to be in. You may have a very strong claim, yet you may find that a solicitor will not take it on. Sometimes it is possible to extend the deadline, but it is by no means guaranteed.
If you have had an Accident within the last 3 years – or outside 3 years – call us now and we can discuss your case for free.
To avoid disappointment and to get the compensation you deserve, we recommend getting early legal advice. Three years might seem like a long time. However, your solicitor needs to investigation your claim, get medical reports, review your medical records and negotiate a settlement. The more time your solicitor has to do this, the better.
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