What Is The Average Amount Of Compensation For Whiplash?

If you have been in an accident and you have suffered a whiplash injury it is likely that you will be wondering what the average amount of compensation payments are in these type of cases.

Whiplash injuries are very common in car accidents where the impact of the collision causes the head to move suddenly which causes stretching and damage to the ligaments and muscles in the neck causing the whiplash symptoms. Whiplash is also seen in slipping or tripping accidents where someone has lost their footing or tripped over and their head has moved violently as a result of the fall and they often suffer from a sore neck as a result.

The average amount of compensation for whiplash will vary from case to case dependent upon the seriousness of the injuries. As a rough guide for compensation payments for whiplash injuries they are usually between £500 up to £12,000 as an estimate dependent upon the seriousness of the injury and also how long it is expected for those symptoms to last for.

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If you have been in an accident and suffered from whiplash you can call us today for free on 028 71 229 343 and speak to a member of our team and get some advice as to what your claim might be worth and whether you are able to make a claim or not.

We do not charge you and any advice given is without obligation. We will not put you under any pressure to claim but we will simply try to give you an idea of what your claim be worth and give you some advice as to your position.

Average Amount Of Compensation

If the accident you have been involved in is minor and the injuries you have are low level injuries and will resolve within a matter of weeks then you could be looking at a compensation offer of between £500 and £2,500. This will obviously depend on the impact that this has had on your life and how much pain and suffering you are in.

If you have been in a serious accident and have sustained a more serious whiplash injury that will last for a number of years and has affected your work and hobbies, then your claim is going to be worth significantly more and your claim will likely be over £10,000 as a result of that.

Whiplash Settlement For £5,300

A recent case that we dealt with was for a client who was on a bus which was involved in an accident. He sustained whiplash injuries and went to A&E for treatment and was given painkillers. His whiplash symptoms continued for some time. We obtained a medical report which advised that his symptoms were likely to continue for about a year or so before he would fully recover.

We entered negotiations with the insurance company and we were able to secure a compensation settlement of £5,300 for our client for the whiplash that he sustained.

This gives you an idea of the kind of compensation settlements that are available in an accident where someone has suffered a whiplash injury.

Car Accident Settlement for £8,000

Our client was stationary in her car at a set of lights when another car drove at speed into the rear of her car causing her significant injury and bad upset after the accident. We obtained for her a medical report regarding her whiplash injuries but also for the upset and anxiety that she suffered from after the accident. Thankfully she did not have any loss of earnings as her employer paid her in full during her time after the accident.

We entered negotiations with the insurance company and were able to secure a settlement of £8,000 which took into account her whiplash injuries and also her psychological upset after the accident.

Settlement For £16,000 In An Overtaking Accident

Our client was returning home from work when a vehicle coming in the opposite direction drove into his car in a head on collision whilst trying to overtake another vehicle. This was a very serious accident and a lot of damage was done to our client’s car which was a right off. Thankfully our client was not too seriously hurt and was able to continue with his day to day life as best he could after the accident. He did have to take nearly a year off work after the accident and we helped him with a loss of earnings claim for the money he lost during the period he was not working.

We obtained an orthopaedic report regarding his injuries and entered negotiations with the insurance company for both his injuries and his loss of earnings after the accident.

We were able to settle the case for £16,000. In this accident the whiplash injuries were severe and the medical report we obtained stated that the symptoms would continue for nearly 2 years before our client would have fully recovered. This is reflected in the compensation settlement that we were able to secure which also included his loss of earnings after the accident.

We hope that these examples give you an idea of what kind of compensation settlements are available in these kind of accidents.

What Can I Claim For?

After an accident if you have suffered a whiplash injury the first thing that you can claim for is the physical injuries that you have sustained which include the pain you have in your neck which often radiates into the shoulder and back. We will pursue a compensation claim for the physical injuries. The compensation can vary widely from case to case and from person to person. For example, if you have a lot of hobbies such as sporting activities or you look after children and these are badly affected by the accident, then this will be taken into account in calculating your compensation settlement.

Another common aspect of a whiplash claim is psychological upset or anxiety after an accident. A car accident can be very frightening and leave people traumatised and shaken up and can take them months to properly recover from. We would encourage you to go to your doctor if you are suffering from these kinds of symptoms to get proper treatment and to make sure that this is documented in your medical records. We are able to get a psychiatric report for you which details the upset that you have and the anxiety, this will also be included as part of your whiplash compensation claim.

A further common element of a whiplash compensation claim is loss of earnings. Often people are not able to work for a number of weeks after a car accident because of the pain that they are suffering from. If you have lost out on wages or you have been put on Statutory Sick Pay because of your absence from work we will claim, on your behalf, the shortfall between your wages and what you have been paid through Statutory Sick Pay so that you are not left out of pocket after a car accident.

We specialise in helping people with whiplash injuries after an accident and we are dedicated to obtaining the maximum amount of compensation that we can for you in the quickest possible time. For that reason, we pursue every element of the claim so no stone is left unturned and we get for you the most compensation possible we can in the circumstances of your case.

Pre-Medical Compensation Offer

Some insurance companies will offer compensation in the region of £2,500 to £3,000 immediately after an accident without the need for getting a medical report. We have helped many clients obtain this and we have taken care of all aspects of the claim for them. Essentially what happens is that the insurance company will offer a sum between £2,500 to £3,000 to quickly resolve the claim without the need for us obtaining a medical report for you. This can be a very attractive option for clients because it means that they are able to obtain a significant sum of compensation very quickly after an accident and they do not have to be seen by a doctor or get a medical report.

There are limited circumstances in which this is appropriate however. First of all, it has to be clear who was at fault and secondly the injuries sustained have to be relatively minor in nature. It would not be appropriate to agree a pre-medical settlement in a case in which there are significant injuries and the claim is clearly worth a lot more. It is also important in most cases to obtain a medical report to ensure that there is nothing underlying or concerning regarding the injuries and the symptoms and pain that you might be suffering from.

If you have been in an accident and you think your injuries are relatively minor and you are not sure whether to make a claim, then call us to discuss this in more detail. It may be the case where we are able to obtain for you a pre-medical offer and ensure that you get compensated swiftly after an accident.

Contact Us

If you have been in an accident and you are not sure what your compensation claim would be worth then you can call us and we will be happy to speak to you about your claim and give you an idea of what your claim could be worth.

We specialise in all types of accident claims and have helped numerous people who have suffered from whiplash injuries.

Call us free of charge and provide us with details of the accident and the injuries you have suffered, we will then be able to give you a good idea of what your claim could be worth.

Call us on 028 71 229 343, or email us on info@mcgeeokanelaw.co.uk or Make An Online Enquiry.

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"Couldn’t recommend McGee O’Kane Solicitors enough, they are very friendly & informative. You’ll get 100% honesty and your case will be dealt with efficiently no matter day or night they are easily contacted and couldn’t do enough to help. Excellent service wouldn’t go anywhere else." Friendly Solicitors Derry

August 17, 2018

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